UK PROPERTY EXPERTS
Our introduction to the world of property investment began as a general course on investment. The course demonstrated the unique opportunities property provides in investment leverage to acquire growth and yield. With the right strategy, a minimal injection of investment capital can be compounded to provide passive income to supplement or replace existing income, culminating in financial freedom.
Next we formally educated ourselves with a highly reputable property education firm. We attended courses in Switzerland and the UK. We learned specific core competencies including goal setting, strategy development, area selection, lead generation and marketing, property analysis and deal assessment, portfolio management and running a business. But property is not just about what you know, a large part is who you know, and there we invested a lot of time networking and vetting the right connections.
Paget Property Investments Ltd. was born. The best vehicle to acquire a mortgage in the UK is with a limited company. It reduces the tax burden while also allowing us as overseas property investors to obtain a mortgage. Paget Property Investments Ltd. is a small company which relies on distributed services from a team of experts in accounting, brokering, foreign exchange, property sourcing, surveying, conveyancing, and letting.
Using the knowledge gained and network of expertise we were able buy our first property. As part of our due diligence, the deal was fully analyzed and itemized before we invested. On completion the result matched the projected returns. We were then able to obtain a mortgage on the property, which released most of our equity. All the day to day costs were completely supported by the rental income. With the management of the property in the hands of a letting agency, this left us with a positive income that was completely passive.
What We Do
PROPERTY • BUY/SELL • UNITED KINGDOM
We invest in UK properties. If you have a property or a portfolio to sell, and you are looking for a fast painless transaction, then we might be the buyers for you. We deal in a range of properties but are particularly interested in those hard to sell properties that may require a bit of extra work.
Our investment strategy is cashflow. We negotiate for a win-win scenario with the seller. Refurbish the property. Tenant the property. Then give the property to a reputable letting agency to manage. The incoming rent pays for operating expenses, letting fees and the interest on the mortgage. The property is then self funding, allowing us to draw the excess rent as passive income.
Choosing the right property requires research and on the ground knowledge. There are various facts and figures that separates a worthwhile property from a dud. But even when the figures add up, there could be local factors that can cause surprises. We therefore use certified local agents to vet all our property deals.
SURVEYING AND COUNCIL SEARCHES
Before buying a property, we undertake a survey and various council and legal searches. This will confirm or negate any potential problems associated with the property. We do this with all our properties.
If the property passes all our stringent tests, surveyor’s report and legal searches, we will then orchestrate the exchange and completion of the title through one of our UK lawyers.
We then look to add value to the property with a refurbishment. We use vetted builders to organize the refurbishment of the property. Refurbishment creates equity, which can then be released through a mortgage or by selling the property to a happy home buyer.
Today’s UK financial market has become increasingly stringent when it comes to lending. It is particularly hard for foreign investors. Lenders want to see a UK credit history and a UK tax statement. Mortgage underwriters also want to see a 2 year track record of managing a tenanted property. We own a UK limited company with over 3 years of property experience and a very good credit history. This eases access to the UK mortgage markets, but there are no guarantees.
UK • PROPERTY • INVESTMENTS
“It was a pleasure working with Sonia and Rupert from Paget Property Investments. We felt our investment was in trustworthy, good hands and our interest was paid on time as agreed. We would happily do business with them again.”
“I worked with Rupert and Sonia in 2017 as an angel investor and I was pleasantly surprised with their frankness, business manner and analytical approach. Since my investment has matured and been returned, we have been looking for a new deal to enter into our next fruitful cooperation. I am impressed with their enthusiasm, knowledge of the market and their patience to enter the right deal, rather than jump the gun with a deal that could have unnecessary risk.
Yes, I’m happy to recommend them, particularly as I am also intending to go into further business with them as soon as the opportunity arises.”
“Rupert and Sonia know their investment market well and are working very hard to make my investment a profitable success. I’m always amazed about their professional knowledge and how they apply it in each situation. I can highly recommend Paget Investments to any investor who wants to have a profitable hands off real estate investment with good returns.”
“We have worked with Rupert and Sonia on multiple projects to date, all with a successful outcome. One to note is where we invested £120,000 with them on a particular project, which was repaid well within the due date, along with the interest agreed.”
“I came along the investment opportunity with Paget Property Investment Ltd. through a friend. From the beginning of the engagement, Sonia and Rupert got my confidence through their transparent communication and professional approach. The funds were proactively and securely managed throughout the engagement. My expectations have fully been met and I can highly recommend to do business with them.”
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Our Amazing Team
LET US HELP YOU GET INTO PROPERTY
We are not a registered financial institute and are not authorized to give financial advice. We are able to facilitate the procurement and purchase of property for the knowledgeable investor. However we recommend that you seek advice from your own qualified financial advisor prior to proceeding with any investment.
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